Summary Info Fund Name : Bank of India Mutual Fund Scheme Name : Bank of India Short Term Income - Direct (IDCW-Q) AMC : Bank of India Mutual Fund Type : Open Category : Short Term Income Funds Launch Date : 05-Feb-2013 Fund Manager : Mithraem Bharucha Net Assets:(Rs cr) 267.18

NAV Details

NAV Date : 31-Jul-2026 NAV [Rs]: 14.27 Buy/Resale Price [Rs] : 0.00 Sell/Repurchase Price [Rs] : 0.00 Entry Load % : NIL Exit Load % : Nil

NAV Chart

1 Week 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years Since Inception

Latest Payouts

Dividends Bonus Ratio 1.4959666 % NA Date 25-Mar-2019 NA

Investment Details
Tax benefits :	NA
Min. Investment(Rs) :	5000
Increm.Investment(Rs) :	1000

Performance(%)	Date : 31-Jul-2026
1 Week 1 Month 3 Month 6 Month 1 Year 3 Year 5 Year Since Inception Scheme Return 0.20 0.37 2.27 3.21 5.54 7.73 10.80 4.89 Category Avg 0.19 0.39 2.20 3.17 5.25 7.21 6.31 7.00 Category Best 0.54 1.96 3.16 6.99 8.62 8.17 10.81 11.88 Category Worst -0.48 -0.45 0.85 1.67 3.34 2.65 4.30 0.01

Asset Allocation

Bar Chart Pie Chart 3D Bar Chart 3D Pie Chart

Sector Allocation

Bar Chart Pie Chart 3D Bar Chart 3D Pie Chart

Holdings

15-Jul-2026

Company Name Sector Market Value No. Of Shares Hold     Rs Cr.   % LIC Housing Fin. Debt Others 19.85 2000000 7.43 Muthoot Finance Debt Others 15.04 1500000 5.63 N A B A R D Debt Others 13.51 1350000 5.06 Vedanta Debt Others 13.08 1300000 4.89 Torrent Pharma. Debt Others 11.94 1200000 4.47 Godrej Industrie Debt Others 10.03 1000000 3.76 I R F C Debt Others 10.05 1000000 3.76 S I D B I Debt Others 10.02 1000000 3.75 Power Fin.Corpn. Debt Others 6.04 600000 2.26 Bajaj Finance Debt Others 5.01 500000 1.88 GSEC2035 6.48 Govt. Securities 15.06 1536600 5.63 GSEC2036 Govt. Securities 10.79 1066800 4.04 GSEC2029 Govt. Securities 5.11 500000 1.91 GSEC2033 6.98 Govt. Securities 4.88 500000 1.83 TBILL-364D T Bills 1.85 190000 0.69 TREPS Debt Others 7.52 0 2.81 L&T Finance Ltd Debt Others 19.04 2000000 7.13 ICICI Securities Debt Others 9.52 1000000 3.56 Godrej Housing Debt Others 4.76 500000 1.78 Net CA & Others Debt Others 6.85 0 2.57 Bank of Baroda Debt Others 19.46 2000000 7.28 Canara Bank Debt Others 14.33 1500000 5.36 S I D B I Debt Others 14.07 1500000 5.27 HDFC Bank Debt Others 9.77 1000000 3.66 AU Small Finance Debt Others 4.94 500000 1.85 Punjab Natl.Bank Debt Others 3.85 400000 1.44 CDMDF Debt Others 0.79 663 0.30

Statistical Ratios

What is Beta ? Beta is a measure of the volatility of the portfolio to that of the index. In simple words it shows the movement of the portfolio in comparison. The Higher the Beta, higher the volatility of the scheme to the index. If its greater than1 , then the portfolio is highly volatile to the movemnts in the index. If the beta is lesser than 1 , then scheme is less volatile to the index and beta which is close to 1 implies that the scheme is closely following the index. Beta [%]* SD [%]* Sharpe Ratio [%]* Jensons Alpha [%]* ER [%]* 0.0490 0.4549 1.3185 2.0258 0.2112