Summary Info Fund Name : Union Mutual Fund Scheme Name : Union Retirement Fund (IDCW) AMC : Union Mutual Fund Type : Open Category : Hybrid - Equity Oriented Launch Date : 01-Sep-2022 Fund Manager : Pratik Dharmshi Net Assets:(Rs cr) 216.22

NAV Details

NAV Date : 15-Sep-2026 NAV [Rs]: 14.87 Buy/Resale Price [Rs] : 0.00 Sell/Repurchase Price [Rs] : 0.00 Entry Load % : Nil Exit Load % : Nil

NAV Chart

1 Week 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years Since Inception

Latest Payouts

Dividends Bonus Ratio 12.2 % NA Date 04-Sep-2026 NA

Investment Details
Tax benefits :	NA
Min. Investment(Rs) :	1000
Increm.Investment(Rs) :	1000

Performance(%)	Date : 15-Sep-2026
1 Week 1 Month 3 Month 6 Month 1 Year 3 Year 5 Year Since Inception Scheme Return -3.57 -4.48 0.11 7.92 1.63 10.47 NA 12.61 Category Avg -2.11 -3.15 0.36 5.53 1.64 9.15 8.88 10.55 Category Best -0.56 -0.20 5.25 19.68 18.80 21.33 19.86 32.23 Category Worst -3.57 -8.39 -5.63 -2.50 -11.55 -1.65 2.18 -2.78

Asset Allocation

Bar Chart Pie Chart 3D Bar Chart 3D Pie Chart

Sector Allocation

Bar Chart Pie Chart 3D Bar Chart 3D Pie Chart

Holdings

31-Aug-2026

Company Name Sector Market Value No. Of Shares Hold     Rs Cr.   % ICICI Bank Banks 13.09 90000 6.05 HDFC Bank Banks 9.93 140000 4.59 Multi Comm. Exc. Financial Services 6.12 18000 2.83 Solar Industries Aerospace & Defence 5.33 2650 2.46 Reliance Industr Refineries 4.66 36500 2.16 Eternal E-Commerce/App based Aggregator 4.59 140000 2.12 SJS Enterprises Auto Ancillaries 4.48 18000 2.07 Navin Fluo.Intl. Chemicals 4.34 5000 2.01 SBI Banks 4.35 41000 2.01 Axis Bank Banks 4.16 32000 1.92 Tata Consumer FMCG 4.15 40000 1.92 GE Vernova T&D Capital Goods - Electrical Equipment 4.00 9000 1.85 Karur Vysya Bank Banks 3.80 109200 1.76 NTPC Power Generation & Distribution 3.77 115000 1.74 Azad Engineering Aerospace & Defence 3.72 13000 1.72 Infosys IT - Software 3.57 31524 1.65 Titan Company Diamond, Gems and Jewellery 3.57 7000 1.65 Cartrade Tech Retail 3.44 11500 1.59 Dixon Technolog. Consumer Durables 3.42 2300 1.58 Larsen & Toubro Infrastructure Developers & Operators 3.24 8000 1.50 Torrent Pharma. Pharmaceuticals 3.14 6200 1.45 Mphasis IT - Software 3.11 12800 1.44 Gabriel India Auto Ancillaries 3.09 21500 1.43 Bharti Airtel Telecom-Service 3.08 17000 1.42 Phoenix Mills Realty 3.04 16000 1.41 ZF Commercial Auto Ancillaries 3.04 12000 1.41 Acutaas Chemical Pharmaceuticals 3.00 9500 1.39 Ujjivan Small Banks 2.97 430000 1.37 Nippon Life Ind. Finance 2.93 25000 1.36 Kirloskar Oil Capital Goods-Non Electrical Equipment 2.88 13700 1.33 Shriram Finance Finance 2.89 26000 1.33 Max Financial Finance 2.75 17500 1.27 Maruti Suzuki Automobile 2.71 2000 1.25 KFin Technolog. Financial Services 2.62 27000 1.21 Hyundai Motor I Automobile 2.54 11500 1.17 Cholaman.Inv.&Fn Finance 2.51 13500 1.16 Hindustan Copper Non Ferrous Metals 2.47 47000 1.14 Max Healthcare Healthcare 2.47 23700 1.14 Ajanta Pharma Pharmaceuticals 2.38 6600 1.10 Angel One Stock/ Commodity Brokers 2.30 80000 1.06 KSB Capital Goods-Non Electrical Equipment 2.18 26950 1.01 JSW Steel Steel 2.16 16500 1.00 B H E L Capital Goods - Electrical Equipment 2.10 47500 0.97 Cemindia Project Infrastructure Developers & Operators 2.08 17000 0.96 Adani Ports Marine Port & Services 2.07 13000 0.96 Varun Beverages FMCG 2.00 50000 0.93 Trent Retail 2.02 7000 0.93 Amber Enterp. Consumer Durables 1.98 2600 0.92 Persistent Syste IT - Software 1.96 3500 0.91 J K Cements Cement 1.90 3700 0.88 Tata Motors Automobile 1.88 40000 0.87 CG Power & Ind Capital Goods - Electrical Equipment 1.83 20000 0.85 Arvind Ltd Textiles 1.78 32000 0.82 Apollo Hospitals Healthcare 1.78 2000 0.82 TVS Motor Co. Automobile 1.74 4000 0.80 Grasim Inds Textiles 1.69 5000 0.78 Godrej Propert. Realty 1.61 8000 0.75 DOMS Industries Printing & Stationery 1.60 7156 0.74 Jubilant Food. Quick Service Restaurant 1.59 32000 0.73 Data Pattern Aerospace & Defence 1.58 3500 0.73 Aarti Industries Chemicals 1.57 30000 0.73 Adani Enterp. Trading 1.57 5500 0.73 HCL Technologies IT - Software 1.57 12000 0.73 Cummins India Capital Goods-Non Electrical Equipment 1.53 3000 0.71 LG Electronics Consumer Durables 1.53 9000 0.71 Interglobe Aviat Air Transport Service 1.44 2750 0.67 Endurance Tech. Auto Ancillaries 1.44 5000 0.66 KEI Industries Cables 1.44 2500 0.66 Blue Star Consumer Durables 1.41 9600 0.65 MTAR Technologie Aerospace & Defence 1.41 2000 0.65 Ather Energy Automobile 1.37 8000 0.64 Home First Finan Finance 1.28 11000 0.59 Hindalco Inds. Non Ferrous Metals 1.17 11500 0.54 Vijaya Diagnost. Healthcare 1.14 7500 0.53 Garden Reach Sh. Aerospace & Defence 1.03 4000 0.47 Atul Chemicals 0.96 1500 0.44 TBILL-91D T Bills 0.07 745200 0.03 TREPS Debt Others 3.51 0 1.62 Net CA & Others Debt Others -0.37 0 -0.15 TVS Motor Co. Preference n Warrants 0.02 22800 0.01

Statistical Ratios

What is Beta ? Beta is a measure of the volatility of the portfolio to that of the index. In simple words it shows the movement of the portfolio in comparison. The Higher the Beta, higher the volatility of the scheme to the index. If its greater than1 , then the portfolio is highly volatile to the movemnts in the index. If the beta is lesser than 1 , then scheme is less volatile to the index and beta which is close to 1 implies that the scheme is closely following the index. Beta [%]* SD [%]* Sharpe Ratio [%]* Jensons Alpha [%]* ER [%]* 0.9491 4.0477 0.5925 6.9926 0.0228