Summary Info Fund Name : Kotak Mahindra Mutual Fund Scheme Name : Kotak Banking and PSU Debt Fund - Direct (IDCW) AMC : Kotak Mahindra Mutual Fund Type : Open Category : Income Funds Launch Date : 01-Jan-2013 Fund Manager : Deepak Agrawal Net Assets:(Rs cr) 4991.20

NAV Details

NAV Date : 04-Aug-2026 NAV [Rs]: 10.27 Buy/Resale Price [Rs] : 0.00 Sell/Repurchase Price [Rs] : 0.00 Entry Load % : Nil Exit Load % : Nil

NAV Chart

1 Week 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years Since Inception

Latest Payouts

Dividends Bonus Ratio 0.891 % NA Date 13-Jul-2026 NA

Investment Details
Tax benefits :	NA
Min. Investment(Rs) :	100
Increm.Investment(Rs) :	100

Performance(%)	Date : 03-Aug-2026
1 Week 1 Month 3 Month 6 Month 1 Year 3 Year 5 Year Since Inception Scheme Return 0.05 0.10 19.93 19.76 19.49 6.56 6.06 7.65 Category Avg -0.03 0.08 2.32 3.30 5.09 7.31 6.56 6.85 Category Best 0.34 1.51 19.93 61.67 73.69 30.63 27.77 13.55 Category Worst -35.71 -35.52 -34.58 -33.51 -31.54 -7.40 -2.50 0.12

Asset Allocation

Bar Chart Pie Chart 3D Bar Chart 3D Pie Chart

Sector Allocation

Bar Chart Pie Chart 3D Bar Chart 3D Pie Chart

Holdings

31-Jul-2026

Company Name Sector Market Value No. Of Shares Hold     Rs Cr.   % Power Fin.Corpn. Debt Others 537.62 35035 10.77 S I D B I Debt Others 500.11 50000 10.02 REC Ltd Debt Others 477.88 34455 9.58 N A B A R D Debt Others 380.64 38000 7.62 HDFC Bank Debt Others 371.06 12200 7.43 NABFID Debt Others 296.94 30000 5.95 Power Grid Corpn Debt Others 230.07 30533 4.61 ICICI Bank Debt Others 196.49 1100 3.94 I O C L Debt Others 191.75 19000 3.84 SBI Debt Others 144.06 1450 2.89 Food Corp of Ind Debt Others 125.76 1239 2.52 I R F C Debt Others 105.68 10050 2.12 E X I M Bank Debt Others 100.61 1000 2.02 Union Bank (I) Debt Others 96.54 964 1.93 Natl. Hous. Bank Debt Others 79.45 8000 1.59 M T N L Debt Others 53.20 1000 1.07 ONGC Petro Add. Debt Others 48.91 5000 0.98 Gujarat 2032 6.98 Govt. Securities 166.09 16739400 3.33 Gujarat 2032 Govt. Securities 150.33 15000000 3.01 Tamil Nadu 2033 Govt. Securities 102.37 10000000 2.05 GSEC2066 Govt. Securities 96.79 9500000 1.94 GSEC2065 Govt. Securities 82.29 9000000 1.65 Karnataka 2035 Govt. Securities 69.51 6895900 1.39 Tamil Nadu 2036 Govt. Securities 64.87 6439700 1.30 Maharashtra 2035 Govt. Securities 39.14 3850000 0.78 Tamil Nadu 2033 7.19 Govt. Securities 34.89 3500000 0.70 Gujarat 2031 Govt. Securities 30.49 3000000 0.61 Maharashtra 2033 7.18 Govt. Securities 16.61 1666667 0.33 GSEC2055 7.24 Govt. Securities 4.87 500000 0.10 Gujarat 2030 Govt. Securities 0.43 43900 0.01 GSEC2035 6.48 Govt. Securities 0.16 16570 0.00 TREPS Debt Others 19.99 0 0.40 Net CA & Others Debt Others 157.26 0 3.15 SBI Alternative Investment Fund Debt Others 18.36 15398 0.37

Statistical Ratios

What is Beta ? Beta is a measure of the volatility of the portfolio to that of the index. In simple words it shows the movement of the portfolio in comparison. The Higher the Beta, higher the volatility of the scheme to the index. If its greater than1 , then the portfolio is highly volatile to the movemnts in the index. If the beta is lesser than 1 , then scheme is less volatile to the index and beta which is close to 1 implies that the scheme is closely following the index. Beta [%]* SD [%]* Sharpe Ratio [%]* Jensons Alpha [%]* ER [%]* 0.0466 0.4919 0.6375 1.0371 0.2295