Summary Info Fund Name : Bank of India Mutual Fund Scheme Name : Bank of India Credit Risk Fund - Direct AMC : Bank of India Mutual Fund Type : Open Category : Income Funds Launch Date : 06-Feb-2015 Fund Manager : Alok Singh Net Assets:(Rs cr) 88.56

NAV Details

NAV Date : 04-Aug-2026 NAV [Rs]: 14.78 Buy/Resale Price [Rs] : 0.00 Sell/Repurchase Price [Rs] : 0.00 Entry Load % : Nil Exit Load % : If redeemed/ switched-out within 1 year from the date of allotment: - For 10% of investments: Nil - For remaining investments: 1% If redeemed/ switched-out after 1 year from the date of allotment: Nil

NAV Chart

1 Week 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years Since Inception

Latest Payouts

Dividends Bonus Ratio NA NA Date NA NA

Investment Details
Tax benefits :	NA
Min. Investment(Rs) :	5000
Increm.Investment(Rs) :	5000

Performance(%)	Date : 03-Aug-2026
1 Week 1 Month 3 Month 6 Month 1 Year 3 Year 5 Year Since Inception Scheme Return 0.17 0.43 1.69 8.79 17.61 10.04 27.76 3.47 Category Avg -0.03 0.08 2.32 3.30 5.09 7.31 6.56 6.85 Category Best 0.34 1.51 19.93 61.67 73.69 30.63 27.77 13.55 Category Worst -35.71 -35.52 -34.58 -33.51 -31.54 -7.40 -2.50 0.12

Asset Allocation

Bar Chart Pie Chart 3D Bar Chart 3D Pie Chart

Sector Allocation

Bar Chart Pie Chart 3D Bar Chart 3D Pie Chart

Holdings

15-Jul-2026

Company Name Sector Market Value No. Of Shares Hold     Rs Cr.   % Nirma Debt Others 8.01 800000 9.05 A B Real Estate Debt Others 7.03 700000 7.94 Birla Corpn. Debt Others 6.61 1650000 7.46 Vedanta Debt Others 5.05 500000 5.71 360 One Prime Debt Others 5.02 500000 5.67 R C F Debt Others 5.01 500000 5.66 Manappuram Fin. Debt Others 5.01 500000 5.65 JSW Steel Debt Others 4.99 500000 5.64 Nuvoco Vistas Debt Others 4.94 500000 5.58 TREPS Debt Others 24.92 0 28.14 Net CA & Others Debt Others 3.20 0 3.59 Indian Bank Debt Others 8.28 850000 9.35 CDMDF Debt Others 0.49 414 0.56

Statistical Ratios

What is Beta ? Beta is a measure of the volatility of the portfolio to that of the index. In simple words it shows the movement of the portfolio in comparison. The Higher the Beta, higher the volatility of the scheme to the index. If its greater than1 , then the portfolio is highly volatile to the movemnts in the index. If the beta is lesser than 1 , then scheme is less volatile to the index and beta which is close to 1 implies that the scheme is closely following the index. Beta [%]* SD [%]* Sharpe Ratio [%]* Jensons Alpha [%]* ER [%]* 0.0355 1.1898 1.0359 4.2321 -2.0020