HSBC Credit Risk Fund | ' Units redeemed or switched out are upto 10% of the units purchased or switched in ('the limit') within 2 years from the date of allotment ' Nil ' Units redeemed or switched out are over and above the limit within 1 year from the date of allotment ' 3%. Units redeemed or switched on or after 1 year upto 2 years from the date of allotment ' 2%. ' Units redeemed or switched on or after 2 years from the date of allotment ' Nil | ' Units redeemed or switched out are upto 10% of the units purchased or switched in ('the limit') within 1 year from the date of allotment ' Nil ' Units redeemed or switched out are over and above the limit within 1 year from the date of allotment ' 1%. ' Units redeemed or switched on or after 1 year from the date of allotment 'Nil |