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Kotak Mahindra Bank gains on completing divestment of nearly 31% stake in Infina Finance
(25 Mar 2026, 10:29)

Earlier this month, the private sector bank had informed that Kotak Mahindra Capital Company (KMCC) had entered into definitive agreements for selling a part of its shareholding in Infina Finance (Infina), an associate company of the bank.

The stake sale was structured across three investor groups.

KMCC would sell nearly 9.90% stake (or 2,17,899 shares) to Derive Trading and Resorts and Bright Star Investments for Rs 413.35 crore, approximately 12.10% stake (or 2,66,321 shares) to trusts representing the estate of Rakesh Jhunjhunwala for Rs 505.21 crore and around 8.99% stake (or 1,97,870 shares) to KF Trust, an existing shareholder, for Rs 375.36 crore.

Post completion, KMCC's stake in Infina will reduce to ~19%, resulting in Infina ceasing to be an associate of the bank.

In a separate filing, Kotak Mahindra Bank announced that the business activities of its wholly owned subsidiary Kotak Mahindra Investments (KMIL) will be internalised within the bank effective 01 April 2026, in compliance with the Reserve Bank of India directions on banks undertaking financial services.

KMIL will cease originating new loans from 01 April 2026, and will run down its existing portfolio while continuing to service all outstanding obligations.

The move is aimed at group simplification and operational synergies, with lending activities being conducted departmentally within the bank.

KMIL reported net total income of Rs 795 crore and PAT of Rs 501 crore in FY25, contributing nearly 1.0% to consolidated net total income and around 2.3% to consolidated PAT of the bank, while its net worth stood at Rs 3,842 crore (approximately 2.4% of consolidated net worth).

Kotak Mahindra Bank is the part of the Kotak Group and has diversified operations covering commercial vehicle financing, consumer loans, corporate finance, and asset reconstruction. Through its subsidiaries, the bank is engaged in investment banking, equity broking, securities-based lending, and car finance. As on 31 st December 2025, the bank has a national footprint of 2,218 branches and 2,749 ATMs (incl. cash recyclers) and branches in GIFT City and DIFC (Dubai).

The bank reported a 4.28% jump in standalone net profit to Rs 3,446.14 crore on 4.3% increase in total income to Rs 16,741.05 crore in Q3 FY26 over Q3 FY25.

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