IDFC First Bank Ltd announced reaffirmations of ratings across various instruments from Crisil Ratings, including CRISIL AAA/Stable for Fixed Deposits of Rs 1,60,000 crore, CRISIL AA+/Stable for Tier II Bonds (Under Basel III) totaling Rs 8,000 crore, and CRISIL A1+ for Certificate of Deposits amounting to Rs 45,000 crore; additionally, CARE Ratings affirmed the Long-Term Bank Loan at "BBB-" with a Watch Positive, while Crisil also affirmed a "BB+" rating for Tier II Bonds totaling Rs 500 crore. The bank reported a Tier 1 capital adequacy ratio of 13.3% as of June 30, 2026, and an overall capital adequacy ratio of 15.1%, alongside a consolidated networth of Rs 48,776 crore, with a Networth Coverage for Net NPAs of 37.9 times, and has undertaken capital raises of Rs 7,500 crore in fiscal 2026 and Rs 3,200 crore in fiscal 2025.